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Group Accident & Liability Insurance

Membership with Assure Child Care offers Family Child Care Providers the ability to participate in our Insurance Program. If you are looking at purchasing a policy for your family child care business, this section is for you.

This is a brief description of coverage and is not intended to amend or alter the conditions and terms of the policy. A complete policy is available for review from the Assure Child Care office.

Accidental Medical Expense: Pays incurred expenses for medical or surgical treatment, services, or supplies if the first expense is incurred within 1 year of the date of a covered accident. Covered usual & customary expenses are paid to a maximum of $10,000 per accident if charges are incurred within one year of the date of the accident. NO deductible applies!

Accidental Death & Dismemberment:

Pays a lump sum benefit for accidental loss of life, limbs, or sight occurring within 1 year of a covered accident.

Excess Coverage Protection:

This applies to providers and substitutes only. The amount paid is reduced by the amount paid by other carriers for the same accident. $25 deductible applies.

Liability:

Coverage is based on acts & damage arising solely from a licensed child care operation. No deductible applies.

You select the effective date and the liability limit. Pay for the premium in full or make installments---you decide what works best for you.