Group Accident & Liability Insurance for Child Care Providers
Assure Child Care, working within the Adults & Childrens Risk Purchasing Group, Inc. provides access to Group Accident & Liability Insurance for Child Care Providers through one of the strongest names in the insurance industry, Philadelphia Indemnity Insurance Company. Philadelphia Indemnity has been an industry leader in the insurance arena for over 50 years, proudly boasting of its highest possible A++ rating for financial strength from industry watchdog, A.M. Best and Company.
Assure Child Care Group Accident & Liability Insurance Policy is available to Licensed Family Child Care Providers in 44 states and the District of Columbia.
Business Personal Property / Business Interruption Insurance
Business Personal Property (BPP) coverage protects Providers from losses to the child care property from fire, storm damage or theft. Business Interruption (BI) coverage pays for the loss of earnings if you are unable to do child care because of a loss to your business personal property.
Workers Compensation Insurance
States have varying rules about when an employer must provide workers compensation insurance. Check your day care licensing regulations and your State Department of Workers Compensation office to find out if you need to purchase this coverage.